If you are researching a new car, then one of the things you should research is the cost of insuring the different models you are interested in. For that reason, you should know that the following types of cars tend to be more expensive to insure than others:
Expensive Sports Cars
Most vehicle authorities define sports cars as vehicles designed for performance at high speed. These cars also tend to be low-lying and small, and many of them feature two seats and convertible roofs. That is the textbook description of a sports car.
In the real world, however, there are standard or "wannabe" sports cars and the real sports cars, with the latter being more expensive. They are extremely fast, favored by speed lovers, and cost considerable money to repair. The insurance company knows that you are more likely to crash that car than a standard family van, and if you do, it will also cost more to repair than the family sedan.
Large Vehicles
Large vehicles also tend to attract high insurance rates than their smaller counterparts, and there are two main reasons for this. First, large vehicles tend to cause serious injuries and damages in accidents involving small and large vehicles. Secondly, large vehicles also tend to cause more to fix or replace than large cars. Therefore, if your idea of buying a good car is to buy the biggest model you can find, then you should also be prepared to pay proportional insurance rates.
Luxury Cars
Most luxury cars are designed and crafted with high-quality materials, high craftsmanship and attention to detail that ensures the cars:
There are also car manufacturers that have been manufacturing luxury cars for a long time that everything they produce now is considered a luxury car. Whatever definition of a luxury car you subscribe to, there is no denying that they have expensive parts and they are also expensive to repair.
Thief Magnets
Some cars are more targeted by thieves than others, and this increases their comprehensive insurance rates. Thieves generally target cars that:
Of course, the make and model of a car isn't the only thing that determines its insurance rates. Your driving history, the driving histories of members of your household, and the discounts you qualify for are examples of other critical factors. Talk to an insurance agent, such as at Ahlquist Insurance, for ways of trimming your auto insurance costs.